At TACU Credit Union, we believe in you - your character, integrity, and potential. Our Character Loans offer no collateral required financing with rates starting from 1.00% RB.

Our character loans are designed with your personal growth in mind, offering accessible financing based on your integrity and potential.
Character loans are built on trust and your standing as a valued member, not just your credit score or collateral.
We offer personalised lending solutions that adapt to your unique financial situation and goals.
Get timely access to funds with our streamlined application process and rapid approval times.
We offer a variety of character loan options to meet your diverse financial needs, each designed with flexible terms and competitive rates.
Interest Rate
1.00% RB
Term
Up to 3 years
Maximum Amount
Up to 2x Share balance
Key Features
Interest Rate
1.00% RB
Term
Up to 4 years
Maximum Amount
Up to 2x Share balance
Key Features
Interest Rate
1.00% RB
Term
Up to 5 years
Maximum Amount
Up to 2x Share balance
Key Features
Apply for any of our Character Loans through our secure online platform, or speak with one of our loan specialists for personalised guidance.
We've streamlined our application process to get you access to funds quickly when you need them most.
Complete our simple application form online or at our branch
Meet with a loan officer to discuss your needs and options
Receive a decision within 1-2 business days
Receive your funds directly to your account or via check
To ensure a smooth application process, please review our eligibility requirements and prepare these documents in advance.
Take the first step toward financial empowerment today. Our team is ready to help you find the perfect character loan solution tailored to your unique needs and goals.